/* =============================================================================
   Neue Startseite (Entwurf 2) – ergänzt style.css
   Gleiche Markenfarben (#0c2e4e, #dde8dd, #333), gleiche Schrift (Open Sans).
   Neu: kontrastreiche Farbflächen, selbstbewusste Typografie, unterschiedliche
   Darstellungsformen je Inhalt.
   ========================================================================== */

.neu {
  --n-radius: 28px;
}
.neu h1 { font-size: clamp(2.35rem, 1.3rem + 3.5vw, 3.6rem); line-height: 1.03; letter-spacing: -.032em; font-weight: 700; }
.neu h2 { font-size: clamp(1.85rem, 1.2rem + 2.3vw, 3.05rem); line-height: 1.08; letter-spacing: -.025em; font-weight: 700; }
.neu h3 { letter-spacing: -.012em; }
.neu h1, .neu h2, .neu h3 { -webkit-hyphens: manual; hyphens: manual; }   /* nur an gesetzten Fugen trennen */
.neu .section { padding-block: clamp(48px, 5.6vw, 84px); }
.neu .n-services + .n-what { padding-top: 0; }   /* zwei weiße Abschnitte: Abstand nicht doppeln */

/* Kennzeile über Überschriften */
.n-eyebrow {
  display: inline-flex; align-items: center; gap: 12px; margin: 0 0 16px;
  color: var(--navy); font-size: .78rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase;
}
.n-eyebrow::before { content: ""; width: 32px; height: 2px; background: currentColor; border-radius: 2px; }
.n-eyebrow--light, .on-navy .n-eyebrow { color: var(--sage); }
.n-head { max-width: 760px; margin-bottom: clamp(28px, 3.6vw, 48px); }
.n-head > :last-child { margin-bottom: 0; }
.n-head h2 { margin-bottom: .35em; }
.n-head--center { margin-inline: auto; text-align: center; }
.n-head--center .n-eyebrow { justify-content: center; }
.n-head--row { max-width: none; display: grid; gap: 8px 64px; align-items: end; }
@media (min-width: 900px) { .n-head--row { grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); } }
.n-head__lead p { margin: 0; font-size: 1.12rem; }
.n-lead { font-size: clamp(1.05rem, 1rem + .3vw, 1.2rem); line-height: 1.65; }
.n-lead p:last-child { margin-bottom: 0; }
.btn--lg { min-height: 56px; padding: .85em 1.6em; font-size: 1.05rem; }

/* ---------------------------------------------------------------- 1 Einstieg */
.n-hero { position: relative; overflow: hidden; background: var(--navy); color: rgba(255, 255, 255, .86); }
.n-hero__glow {
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(60% 80% at 85% 40%, rgba(221, 232, 221, .14), transparent 60%),
    radial-gradient(50% 60% at 10% 110%, rgba(221, 232, 221, .07), transparent 70%);
}
.n-hero__grid { position: relative; display: grid; gap: 8px 48px; align-items: end; }
.n-hero__text { padding-block: clamp(40px, 6vw, 92px) clamp(24px, 3vw, 40px); }
.n-hero h1 { color: var(--white); margin-bottom: .32em; }
.n-accent { color: var(--sage); }
.n-hero .n-lead { max-width: 56ch; color: rgba(255, 255, 255, .84); }
.n-hero .n-lead strong { color: var(--white); }
.n-hero .n-lead u { color: var(--white); }
.n-hero__phone { margin: 18px 0 0; }
.n-hero__phone a { display: inline-flex; align-items: center; gap: 10px; color: var(--white); font-weight: 600; font-size: 1.05rem; text-decoration: none; }
.n-hero__phone a:hover { text-decoration: underline; }
.n-hero__phone svg { color: var(--sage); }
.n-hero__media { position: relative; align-self: end; margin-inline: calc(var(--gutter) * -1); }
.n-hero__media picture, .n-hero__media img { position: relative; z-index: 1; width: 100%; }
.n-hero__arch {
  position: absolute; z-index: 0; right: 8%; bottom: 0; width: 62%; height: 88%;
  border-radius: 999px 999px 0 0; background: var(--sage); opacity: .95;
}
.n-rating {
  position: absolute; z-index: 2; left: var(--gutter); bottom: 22px;
  display: flex; align-items: center; gap: 12px; padding: 12px 16px;
  border-radius: 16px; background: var(--white); color: var(--ink); text-decoration: none;
  box-shadow: 0 18px 40px -16px rgba(0, 0, 0, .45);
}
.n-rating:hover { color: var(--ink); }
.n-rating__score { color: var(--navy); font-size: 1.7rem; font-weight: 700; line-height: 1; }
.n-rating__meta { display: grid; gap: 2px; font-size: .82rem; line-height: 1.3; color: var(--muted); }
.n-rating .rating-summary__g { width: 26px; height: 26px; }
@media (max-width: 999.98px) {   /* Smartphone/Tablet: Bewertung über dem Bild, damit sie die Personen nicht verdeckt */
  .n-hero__media { display: flex; flex-direction: column; align-items: center; }
  .n-hero__media picture { max-width: 592px; }   /* Ausschnitt-Breite: nicht über Originalgröße hinaus */
  .n-rating { position: relative; left: auto; bottom: auto; order: -1; align-self: flex-start; margin: 4px var(--gutter) 18px; }
  .n-hero__arch { left: 50%; right: auto; width: min(66%, 400px); height: 90%; transform: translateX(-56%); }
}
@media (min-width: 1000px) {
  .n-hero__grid { position: static; display: block; min-height: clamp(600px, 50vw, 720px); }
  .n-hero__text { position: relative; z-index: 2; max-width: min(640px, 48vw); padding-bottom: clamp(140px, 12vw, 176px); }
  .n-hero__media { position: absolute; z-index: 1; right: 0; bottom: 84px; width: min(60vw, 892px); margin: 0; }   /* 892 px = Bildbreite, nie hochskalieren */
  .n-hero__arch { right: 14%; width: 46%; height: 86%; }
  .n-rating { left: 18%; bottom: 28px; }
}

/* ---------------------------------------------------------------- 2 Kennzahlen (überlappt den Einstieg) */
.n-stats { position: relative; z-index: 3; margin-top: -1px; background: linear-gradient(var(--navy) 0 50%, var(--white) 50% 100%); }
@media (min-width: 1000px) { .n-stats { margin-top: -84px; background: none; } }
.n-stats__list {
  display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); margin: 0; padding: 0; list-style: none;
  border-radius: 24px; background: var(--white); box-shadow: 0 24px 60px -28px rgba(12, 46, 78, .45);
  overflow: hidden;
}
@media (min-width: 800px) { .n-stats__list { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.n-stats__list li { margin: 0; padding: clamp(20px, 2.6vw, 32px) clamp(16px, 2vw, 28px); border-left: 1px solid var(--line); }
.n-stats__list li:first-child { border-left: 0; }
@media (max-width: 799px) { .n-stats__list li:nth-child(3) { border-left: 0; } .n-stats__list li:nth-child(n+3) { border-top: 1px solid var(--line); } }
.n-stats__num { display: block; color: var(--navy); font-size: clamp(2.2rem, 1.6rem + 2.2vw, 3.4rem); font-weight: 700; line-height: 1; letter-spacing: -.03em; }
.n-stats__label { display: block; margin-top: 8px; color: var(--muted); font-weight: 600; font-size: .95rem; }

/* ---------------------------------------------------------------- 3 Leistungen */
.n-services__grid { display: grid; gap: 20px; }
@media (min-width: 760px) { .n-services__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } .n-services__side { grid-column: 1 / -1; } }
@media (min-width: 1100px) { .n-services__grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) minmax(0, .62fr); } .n-services__side { grid-column: auto; } .n-services__side .n-mini { height: 100%; } }
.n-tile { position: relative; display: flex; flex-direction: column; border-radius: var(--n-radius); background: var(--paper); overflow: hidden; }
.n-tile__img img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; object-position: center 35%; }
.n-tile__body { display: flex; flex-direction: column; gap: 14px; padding: 22px 24px 26px; }
.n-tile h3 { margin: 0; font-size: 1.55rem; }
.n-tile__link { display: inline-flex; align-items: center; gap: 10px; color: var(--navy); text-decoration: none; }
.n-tile__link svg { width: 22px; height: 22px; transition: transform .2s; }
.n-chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 0; padding: 0; list-style: none; }
.n-chips li { margin: 0; }
.n-chips a { position: relative; z-index: 2; display: inline-flex; align-items: center; min-height: 40px; padding: 6px 14px; border-radius: 999px; background: var(--white); border: 1px solid var(--line); color: var(--navy); font-size: .92rem; font-weight: 600; text-decoration: none; transition: background-color .15s, border-color .15s; }
.n-chips a:hover { background: var(--sage); border-color: var(--sage); }
.n-services__side { display: grid; gap: 20px; }
@media (min-width: 760px) and (max-width: 1099px) { .n-services__side { grid-template-columns: 1fr 1fr; } }
.n-mini {
  display: flex; flex-direction: column; justify-content: space-between; gap: 18px; min-height: 160px; padding: 24px;
  border-radius: var(--n-radius); text-decoration: none; transition: transform .2s, box-shadow .2s;
}
.n-mini > svg { width: 22px; height: 22px; align-self: flex-end; }
.n-mini__icon svg { width: 34px; height: 34px; }
.n-mini__title { font-size: 1.35rem; font-weight: 700; letter-spacing: -.012em; }
.n-mini--navy { background: var(--navy); color: var(--white); }
.n-mini--navy .n-mini__icon { color: var(--sage); }
.n-mini--sage { background: var(--sage); color: var(--navy); }
.n-mini:hover { color: inherit; }
.n-mini--navy:hover { color: var(--white); }
@media (hover: hover) and (pointer: fine) {
  .n-tile, .n-mini, .n-choice { transition: transform .2s, box-shadow .2s; }
  .n-tile:hover, .n-mini:hover { transform: translateY(-3px); box-shadow: 0 22px 44px -26px rgba(12, 46, 78, .55); }
  .n-tile:hover .n-tile__link svg { transform: translateX(4px); }
}
.n-tile__link::after { content: ""; position: absolute; inset: 0; z-index: 1; }

/* ---------------------------------------------------------------- 4 Was ist … + Gegenüberstellung */
.n-split { display: grid; gap: 8px 64px; }
@media (min-width: 1000px) {
  .n-split { grid-template-columns: minmax(0, 1fr) minmax(0, 1.15fr); }
  .n-split__head { position: sticky; top: calc(var(--header-h) + 28px); align-self: start; }
}
.n-split__body { font-size: 1.08rem; }
.n-vs-wrap { margin-top: clamp(40px, 5vw, 72px); }
.n-vs__title { max-width: 780px; margin-bottom: clamp(20px, 2.5vw, 32px); }
.n-vs { position: relative; display: grid; border-radius: var(--n-radius); overflow: hidden; }
@media (min-width: 900px) { .n-vs { grid-template-columns: 1fr 1fr; } }
.n-vs__side { padding: clamp(28px, 3.6vw, 52px); font-size: 1.02rem; }
.n-vs__side > :last-child { margin-bottom: 0; }
.n-vs__side h3 { font-size: clamp(1.35rem, 1.1rem + .8vw, 1.8rem); margin-bottom: .6em; }
.n-vs__side--navy { background: var(--navy); color: rgba(255, 255, 255, .86); }
.n-vs__side--sage { background: var(--sage); }
.n-vs__or {
  position: absolute; left: 50%; top: 50%; z-index: 2; display: grid; place-items: center; width: 64px; height: 64px;
  transform: translate(-50%, -50%); border-radius: 50%; background: var(--white); color: var(--navy);
  font-weight: 700; box-shadow: 0 10px 30px -10px rgba(12, 46, 78, .5);
}
@media (max-width: 899px) { .n-vs__or { top: auto; bottom: auto; position: relative; left: auto; transform: none; margin: -32px auto; } .n-vs { display: flex; flex-direction: column; } }
.n-fazit { max-width: 860px; margin-top: 24px; padding: 18px 22px; border-left: 4px solid var(--navy); background: var(--paper); border-radius: 0 16px 16px 0; }
.n-fazit p { margin: 0; }

/* ---------------------------------------------------------------- 5 Ablauf */
.n-steps__list { position: relative; display: grid; gap: 18px; margin: 0; padding: 0; list-style: none; counter-reset: none; }
@media (min-width: 900px) {
  .n-steps__list { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
  .n-steps__list::before { content: ""; position: absolute; left: 6%; right: 6%; top: 46px; height: 2px; background: repeating-linear-gradient(90deg, var(--navy) 0 10px, transparent 10px 18px); opacity: .35; }
}
.n-step { position: relative; margin: 0; padding: 28px 26px 26px; border-radius: 24px; background: var(--white); box-shadow: var(--shadow-s); }
.n-step__num { position: relative; display: inline-grid; place-items: center; width: 64px; height: 64px; margin-bottom: 18px; border-radius: 50%; background: var(--navy); color: var(--sage); font-size: 1.35rem; font-weight: 700; letter-spacing: -.02em; }
.n-step h3 { margin-bottom: .35em; font-size: 1.3rem; }
.n-step p { margin: 0; }
.n-steps__foot { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px 32px; margin-top: clamp(24px, 3vw, 36px); }
.n-steps__foot p { max-width: 62ch; margin: 0; font-size: 1.08rem; }

/* ---------------------------------------------------------------- 6 Vorteile */
.n-adv-grid { display: grid; gap: 28px 72px; }
@media (min-width: 1000px) { .n-adv-grid { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); align-items: start; } }
.n-adv-grid__head p { font-size: 1.08rem; }
.n-adv-grid__close { margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--line); }
.n-adv-grid__close p { margin: 0; }
.n-adv-list { margin: 0; padding: 0; list-style: none; }
.n-adv { display: grid; grid-template-columns: 56px minmax(0, 1fr); gap: 18px; margin: 0; padding: 24px 0; border-top: 1px solid var(--line); }
.n-adv:first-child { border-top: 0; padding-top: 4px; }
.n-adv__icon { display: grid; place-items: center; width: 56px; height: 56px; border-radius: 18px; background: var(--sage); color: var(--navy); }
.n-adv__icon svg { width: 26px; height: 26px; stroke-width: 2.4; }
.n-adv h3 { margin: 4px 0 .3em; font-size: clamp(1.25rem, 1.1rem + .5vw, 1.55rem); }
.n-adv p { margin: 0; }
.n-tags { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; margin: clamp(32px, 4vw, 48px) 0 0; padding: 0; list-style: none; }
@media (min-width: 900px) { .n-tags { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.n-tags li { display: flex; align-items: center; gap: 12px; min-width: 0; overflow-wrap: anywhere; margin: 0; padding: 14px 16px; border-radius: 16px; background: var(--navy); color: var(--white); font-weight: 600; line-height: 1.3; }
.n-tag__icon { display: grid; place-items: center; width: 36px; height: 36px; flex: none; border-radius: 10px; background: rgba(221, 232, 221, .16); color: var(--sage); }
.n-tag__icon svg { width: 18px; height: 18px; fill: currentColor; }

/* ---------------------------------------------------------------- 7 Über uns */
.n-about { padding-bottom: 0 !important; overflow: hidden; }
.n-about__grid { display: grid; gap: 24px 64px; align-items: end; }
@media (min-width: 1000px) { .n-about__grid { grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); } }
.n-about__text { padding-bottom: clamp(48px, 6vw, 96px); }
.n-about__media { position: relative; display: flex; justify-content: center; align-items: flex-end; order: 2; }
@media (min-width: 1000px) { .n-about__media { order: 0; } }
.n-about__media img { position: relative; z-index: 1; width: auto; height: clamp(360px, 40vw, 540px); max-width: 100%; object-fit: contain; object-position: bottom; }
.n-about__disc { position: absolute; bottom: 0; left: 50%; width: min(92%, 520px); aspect-ratio: 1; transform: translate(-50%, 28%); border-radius: 50%; background: var(--white); opacity: .7; }
.n-people { display: grid; gap: 12px; margin: 22px 0 0; padding: 0; list-style: none; }
@media (min-width: 600px) { .n-people { grid-template-columns: 1fr 1fr; } }
.n-person { display: flex; align-items: center; gap: 14px; margin: 0; padding: 12px 14px; border-radius: 18px; background: var(--white); }
.n-person__photo { width: 60px; height: 60px; flex: none; border-radius: 50%; overflow: hidden; background: var(--sage); }
.n-person__photo img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 8%; }
.n-person strong { display: block; color: var(--navy); line-height: 1.3; }
.n-person span span { display: block; color: var(--muted); font-size: .9rem; line-height: 1.35; }

/* ---------------------------------------------------------------- 8 Bewertungen */
.n-reviews__top { display: grid; gap: 32px 72px; margin-bottom: clamp(32px, 4vw, 52px); }
@media (min-width: 1000px) { .n-reviews__top { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); align-items: center; } }
.n-bigscore { display: flex; align-items: center; gap: 18px; margin-top: 18px; }
.n-bigscore__num { color: var(--white); font-size: clamp(4rem, 3rem + 4vw, 6.5rem); font-weight: 700; line-height: .9; letter-spacing: -.04em; }
.n-bigscore__meta { display: grid; gap: 4px; }
.n-bigscore__meta strong { color: var(--white); font-size: 1.1rem; }
.n-bigscore__meta a { color: var(--sage); }
.n-reviews .stars { color: #f1c24b; }   /* Sterne auf Dunkelblau (Kontrast 8:1) */
.n-quote { position: relative; margin: 0; padding: clamp(28px, 3.4vw, 44px); border-radius: var(--n-radius); background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .14); }
.n-quote__mark { width: 44px; height: 44px; margin-bottom: 14px; color: var(--sage); }
.n-quote blockquote { margin: 0; }
.n-quote blockquote p { margin: 0; color: var(--white); font-size: clamp(1.15rem, 1rem + .6vw, 1.45rem); line-height: 1.5; font-weight: 500; white-space: pre-line; }
.n-quote figcaption { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 14px; margin-top: 20px; color: rgba(255, 255, 255, .8); font-size: .95rem; }
.n-reviews .review { background: rgba(255, 255, 255, .06); border-color: rgba(255, 255, 255, .12); color: rgba(255, 255, 255, .86); }
.n-reviews .review__name, .n-reviews .review__name a { color: var(--white); }
.n-reviews .review__date { color: rgba(255, 255, 255, .7); }
.n-reviews .review__avatar { background: var(--sage); color: var(--navy); }
.n-reviews .review__more { color: var(--sage); }
.n-reviews .review__reply { background: rgba(221, 232, 221, .1); border-left-color: var(--sage); }
.n-reviews .review__reply b { color: var(--sage); }
.n-reviews .reviews__source { color: rgba(255, 255, 255, .75); }
.n-reviews .icon-btn { background: transparent; border-color: rgba(255, 255, 255, .4); color: var(--white); }
.n-reviews .icon-btn:hover:not(:disabled) { border-color: var(--white); }
.n-reviews .reviews__track { scrollbar-color: rgba(255, 255, 255, .3) transparent; }

/* ---------------------------------------------------------------- 9 Budget oder Beratung */
.n-choices__grid { display: grid; gap: 20px; }
@media (min-width: 900px) { .n-choices__grid { grid-template-columns: 1fr 1fr; } }
.n-choice { display: flex; flex-direction: column; padding: clamp(28px, 3.4vw, 48px); border-radius: var(--n-radius); }
.n-choice > p { flex: 1; }
.n-choice h3 { font-size: clamp(1.4rem, 1.15rem + .8vw, 1.9rem); margin: 18px 0 .5em; }
.n-choice__icon { display: grid; place-items: center; width: 64px; height: 64px; border-radius: 20px; }
.n-choice__icon svg { width: 32px; height: 32px; }
.n-choice--navy { background: var(--navy); color: rgba(255, 255, 255, .86); }
.n-choice--navy .n-choice__icon { background: rgba(221, 232, 221, .16); color: var(--sage); }
.n-choice--sage { background: var(--sage); }
.n-choice--sage .n-choice__icon { background: var(--white); color: var(--navy); }

/* ---------------------------------------------------------------- 10 Leipzig (Magazin) */
.n-leipzig .n-head { margin-bottom: 20px; }
.n-feature { display: grid; gap: 0; }
.n-feature + .n-feature { margin-top: clamp(32px, 4.5vw, 64px); }
.n-feature__img .media img { border-radius: var(--n-radius); box-shadow: none; }
.n-feature__card { position: relative; z-index: 2; margin: -48px 16px 0; padding: clamp(24px, 3vw, 40px); border-radius: 24px; background: var(--white); box-shadow: 0 24px 60px -30px rgba(12, 46, 78, .45); }
.n-feature__card h3 { font-size: clamp(1.4rem, 1.15rem + .8vw, 1.9rem); margin-bottom: .5em; }
.n-feature__card > :last-child { margin-bottom: 0; }
.n-feature--flip .img-credit { text-align: right; }
@media (min-width: 1000px) {
  .n-feature { grid-template-columns: repeat(12, minmax(0, 1fr)); align-items: center; }
  .n-feature__img { grid-column: 1 / 8; grid-row: 1; }
  .n-feature__card { grid-column: 7 / 13; grid-row: 1; margin: 0; }
  .n-feature--flip .n-feature__img { grid-column: 6 / 13; }
  .n-feature--flip .n-feature__card { grid-column: 1 / 7; }
}

/* ---------------------------------------------------------------- 11 Kontakt */
.n-contact__grid { display: grid; gap: 32px 64px; align-items: start; }
@media (min-width: 1000px) { .n-contact__grid { grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); } .n-contact__text { position: sticky; top: calc(var(--header-h) + 28px); } }
.n-contact h2 { color: var(--white); }
.n-contact .n-lead { color: rgba(255, 255, 255, .84); }
.n-contact__list { margin: 28px 0 0; padding: 0; list-style: none; }
.n-contact__list li { display: flex; gap: 14px; align-items: flex-start; margin: 0; padding: 14px 0; border-top: 1px solid rgba(255, 255, 255, .14); }
.n-contact__list svg { width: 22px; height: 22px; flex: none; margin-top: 2px; color: var(--sage); }
.n-contact__list a { font-weight: 600; font-size: 1.08rem; }
.n-contact .form-card { color: var(--ink); }
.n-contact .form-card a:not(.btn) { color: var(--navy); }
.n-contact .form-card strong { color: inherit; }
.n-contact .form-card :focus-visible { outline-color: var(--navy); }
.n-contact .form-card .btn:not(.btn--sage):not(.btn--outline-light) { --btn-bg: var(--navy); --btn-fg: var(--white); --btn-bd: var(--navy); }
.n-contact .form-card .btn:not(.btn--sage):not(.btn--outline-light):hover { --btn-bg: var(--navy-hover); --btn-bd: var(--navy-hover); }

/* ---------------------------------------------------------------- Smartphone */
@media (max-width: 599px) {
  .n-tags { grid-template-columns: 1fr; }
  .n-hero__text .btn-row { margin-top: 18px; }
  .n-stats { background: linear-gradient(var(--navy) 0 36px, var(--white) 36px 100%); }
  .n-steps__foot .btn { width: 100%; }
  .n-tile h3 { font-size: 1.35rem; }
}

/* =============================================================================
   SEITENÜBERGREIFEND (Version 2 auf allen Seiten)
   ========================================================================== */

/* Seitenkopf der Unterseiten */
.n-pagehero { position: relative; overflow: hidden; background: var(--navy); color: rgba(255, 255, 255, .86); }
.n-pagehero__grid { position: relative; display: grid; gap: 28px 56px; align-items: start; padding-block: clamp(28px, 4vw, 56px) clamp(40px, 5vw, 72px); }
@media (min-width: 1000px) { .n-pagehero--toc .n-pagehero__grid { grid-template-columns: minmax(0, 1.35fr) minmax(300px, .65fr); } }
.n-pagehero h1 { color: var(--white); font-size: clamp(2.1rem, 1.3rem + 2.9vw, 3.4rem); margin-bottom: .35em; max-width: 22ch; }
.n-pagehero .n-lead { max-width: 64ch; color: rgba(255, 255, 255, .84); }
.n-pagehero .n-lead strong, .n-pagehero .n-lead u { color: var(--white); }
.n-pagehero .breadcrumb { color: rgba(255, 255, 255, .7); margin-bottom: 22px; }
.n-pagehero .breadcrumb a { color: rgba(255, 255, 255, .78); }
.n-pagehero .breadcrumb a:hover { color: var(--white); }
.n-pagehero .breadcrumb li + li::before { color: rgba(255, 255, 255, .4); }
.n-pagehero .post-meta { color: rgba(255, 255, 255, .72); margin: -6px 0 18px; }
.n-pagehero .post-meta svg { color: var(--sage); }
.n-pagehero .draft-note { margin-top: 12px; }
.n-pagehero .toc { box-shadow: 0 24px 50px -28px rgba(0, 0, 0, .55); color: var(--ink); }
.n-pagehero .toc a { color: var(--ink); }
.n-pagehero__side { position: relative; z-index: 2; }
@media (min-width: 1000px) { .n-pagehero__side { margin-top: 8px; } }

/* Abschnitts-Überschriften und Fließtext in der neuen Typografie */
.neu .section h2 { margin-bottom: .45em; }
.neu .aside__head h2 { font-size: clamp(1.7rem, 1.2rem + 1.8vw, 2.6rem); }
.neu .section-head { max-width: 860px; }
.neu .prose, .neu .split__text { font-size: 1.04rem; }

/* Fotos in Text-Bild-Abschnitten: großzügiger Radius und versetzte Markenfläche dahinter */
.neu .split__media.media--photo { isolation: isolate; }
.neu .split__media.media--photo::before {
  content: ""; position: absolute; z-index: -1; inset: 18px -14px -14px 18px; border-radius: var(--n-radius); background: var(--sage);
}
.neu .section--sage .split__media.media--photo::before { background: var(--white); }
.neu .section--navy .split__media.media--photo::before { background: rgba(221, 232, 221, .18); }
.neu .split--media-first .split__media.media--photo::before { inset: 18px 18px -14px -14px; }
.neu .media--photo img { border-radius: var(--n-radius); box-shadow: none; }

/* Karten */
.neu .card { border-radius: 22px; }
.neu .card > p:first-child > strong:first-child { font-size: 1.12rem; }
.neu .section:not(.section--sage):not(.section--navy) .card { background: var(--paper); }
.neu .section--sage .card { box-shadow: 0 10px 30px -20px rgba(12, 46, 78, .35); }
.neu .closing { padding: 16px 20px; border-left: 4px solid var(--navy); background: var(--paper); border-radius: 0 16px 16px 0; }
.neu .section--sage .closing { background: rgba(255, 255, 255, .7); }
.neu .section--navy .closing { background: rgba(255, 255, 255, .06); border-left-color: var(--sage); }

/* Akkordeon (FAQ, Finanzierungsarten) */
.neu .accordion { gap: 10px; }
.neu .accordion details { border-radius: 18px; }
.neu .accordion summary { min-height: 64px; padding: 18px 22px; font-size: 1.06rem; }
.neu .accordion details[open] { box-shadow: 0 14px 34px -24px rgba(12, 46, 78, .45); }
.neu .accordion details[open] summary::after { background-color: var(--navy); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23dde8dd' stroke-width='2.5' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E"); }
.n-faq { max-width: 900px; }

/* Kontaktabschluss: Foto und Seitenkopf-Variante */
.n-contact { position: relative; overflow: hidden; }
.n-contact__grid { position: relative; }
.n-contact__photo { display: flex; justify-content: center; margin-top: 28px; }
.n-contact__photo img { width: auto; height: clamp(260px, 30vw, 380px); max-width: 100%; object-fit: contain; object-position: bottom; }
@media (min-width: 1000px) { .n-contact__photo { justify-content: flex-start; margin-bottom: calc(-1 * clamp(52px, 6.4vw, 96px)); } }
.n-contact--hero .breadcrumb { color: rgba(255, 255, 255, .7); margin-bottom: 22px; }
.n-contact--hero .breadcrumb a { color: rgba(255, 255, 255, .78); }
.n-contact--hero h1 { color: var(--white); font-size: clamp(2.1rem, 1.3rem + 2.9vw, 3.4rem); }

/* Kundenstimmen auf Salbeigrün (wenn daneben schon Dunkelblau steht) */
.n-reviews--sage .n-bigscore__num { color: var(--navy); }
.n-reviews--sage .n-bigscore__meta strong { color: var(--navy); }
.n-reviews--sage .n-bigscore__meta a { color: var(--navy); }
.n-reviews--sage .n-quote { background: var(--white); border-color: transparent; box-shadow: 0 18px 44px -28px rgba(12, 46, 78, .45); }
.n-reviews--sage .n-quote__mark { color: var(--navy); }
.n-reviews--sage .n-quote blockquote p { color: var(--navy); }
.n-reviews--sage .n-quote figcaption { color: var(--muted); }
.n-reviews--sage .stars { color: var(--star); }
.n-reviews--sage .review { background: var(--white); border-color: transparent; color: var(--ink); }
.n-reviews--sage .review__name, .n-reviews--sage .review__name a { color: var(--navy); }
.n-reviews--sage .review__date, .n-reviews--sage .reviews__source { color: var(--muted); }
.n-reviews--sage .review__avatar { background: var(--navy); color: var(--white); }
.n-reviews--sage .review__more { color: var(--navy); }
.n-reviews--sage .review__reply { background: var(--paper); border-left-color: var(--navy); }
.n-reviews--sage .review__reply b { color: var(--navy); }
.n-reviews--sage .icon-btn { background: var(--white); border-color: var(--line-strong); color: var(--navy); }
.n-reviews--sage .icon-btn:hover:not(:disabled) { border-color: var(--navy); }
.n-reviews--sage .reviews__track { scrollbar-color: var(--line-strong) transparent; }

/* Über uns: Inhaber-Porträts */
.n-person-sec { padding-bottom: 0 !important; overflow: hidden; }
.n-person-sec__grid { display: grid; gap: 24px 64px; align-items: end; }
.n-person-sec__media { order: 2; }   /* Standard: Text zuerst, Foto daneben bzw. darunter auf der Kante */
@media (min-width: 1000px) {
  .n-person-sec__grid { grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); }
  .n-person-sec--flip .n-person-sec__grid { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); }
  .n-person-sec--flip .n-person-sec__media { order: -1; }
}
.n-person-sec__text { align-self: center; padding-bottom: clamp(40px, 5vw, 88px); max-width: 66ch; }
.n-person-sec__text h2 { font-size: clamp(1.8rem, 1.2rem + 2vw, 2.7rem); }
.n-person-sec__media { position: relative; display: flex; justify-content: center; align-items: flex-end; }
.n-person-sec__media img { position: relative; z-index: 1; width: auto; height: clamp(360px, 40vw, 540px); max-width: 100%; object-fit: contain; object-position: bottom; }
.n-person-sec--flip .n-about__disc { background: rgba(221, 232, 221, .16); opacity: 1; }
@media (max-width: 999px) { .n-person-sec__text { padding-bottom: 8px; } }

/* Team-Karten */
.n-team__grid { display: grid; gap: 20px; }
@media (min-width: 900px) { .n-team__grid { grid-template-columns: 1fr 1fr; } }
.n-member { display: flex; flex-direction: column; border-radius: var(--n-radius); background: var(--paper); overflow: hidden; }
.n-member__photo { display: flex; justify-content: center; padding-top: 24px; background: var(--sage); }
.n-member__photo img { width: auto; height: 300px; max-width: 100%; object-fit: contain; object-position: bottom; }
.n-member__text { padding: 26px 28px 30px; }
.n-member__text h3 { font-size: 1.45rem; }

/* Rechtstexte mit seitlichem Abschnittsverzeichnis */
.n-legal { display: grid; gap: 32px 64px; }
@media (min-width: 1000px) { .n-legal { grid-template-columns: 260px minmax(0, 1fr); } .n-legal__toc { position: sticky; top: calc(var(--header-h) + 24px); align-self: start; max-height: calc(100vh - var(--header-h) - 48px); overflow: auto; } }
.n-legal__toc { padding: 20px 22px; border-radius: 20px; background: var(--paper); }
.n-legal__toc ol { margin: 0; padding: 0; list-style: none; }
.n-legal__toc li { margin: 0; border-top: 1px solid var(--line); }
.n-legal__toc li:first-child { border-top: 0; }
.n-legal__toc a { display: block; padding: 8px 2px; color: var(--ink); font-size: .92rem; line-height: 1.4; text-decoration: none; }
.n-legal__toc a:hover { color: var(--navy); text-decoration: underline; }
@media (max-width: 999px) { .n-legal__toc { display: none; } }
.neu .legal h2 { font-size: clamp(1.3rem, 1.1rem + .8vw, 1.7rem); letter-spacing: -.012em; line-height: 1.25; scroll-margin-top: calc(var(--header-h) + 20px); }
.neu .legal h3 { font-size: 1.15rem; }
.neu .legal { max-width: 78ch; }

/* Danke-Seite */
.n-thanks { display: grid; gap: 32px 56px; }
@media (min-width: 1000px) { .n-thanks { grid-template-columns: minmax(0, 2fr) minmax(280px, 1fr); align-items: start; } .n-thanks .n-steps__list { grid-template-columns: 1fr; } .n-thanks .n-steps__list::before { display: none; } }
.n-thanks__q { padding: 28px; border-radius: var(--n-radius); background: var(--navy); color: rgba(255, 255, 255, .86); }
.n-thanks__q h2 { color: var(--white); font-size: 1.6rem; }
.n-thanks__q strong { color: var(--white); }
.n-thanks__q a { color: var(--white); }

/* Kredit-Übersicht */
.n-hub { display: grid; gap: 20px; }
@media (min-width: 700px) { .n-hub { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1100px) { .n-hub { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.neu .n-tile__h { margin: 0; font-size: clamp(1.2rem, 1.05rem + .5vw, 1.45rem); line-height: 1.25; letter-spacing: -.012em; }
.n-hub .n-tile__body p { margin: 0; font-size: .98rem; }

/* Budgetrechner */
.n-budget { border-radius: var(--n-radius); }

/* Landingpage */
.n-lp-hero .checklist li { color: rgba(255, 255, 255, .9); }
.n-lp-hero .checklist svg { color: var(--sage); }
.n-lp-hero .n-lp-note { margin-top: 12px; color: rgba(255, 255, 255, .8); }
@media (min-width: 1000px) { .n-lp-hero .n-pagehero__grid { grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); align-items: center; } }
.n-lp-hero .lp-badge img { border-radius: var(--n-radius); box-shadow: 0 30px 60px -30px rgba(0, 0, 0, .6); }
.lp-anfrage .form-card h2 { margin-bottom: .6em; }
.n-legal > * { min-width: 0; }
.neu .legal h2, .neu .legal h3, .neu .legal h4 { -webkit-hyphens: auto; hyphens: auto; }   /* lange Gesetzesbegriffe im Rechtstext */

/* Versicherungen: Schnellwahl über den Karten (eine Interaktion: „Auswahl“).
   Gewählte Karte = Rahmen in Markenblau, der sich einmal einzeichnet. Alle Texte bleiben immer sichtbar. */
.n-pick { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 14px; margin: 0 0 clamp(18px, 2.4vw, 26px); }
.n-pick__label { margin: 0; color: var(--muted); font-size: .9rem; font-weight: 600; }
.n-pick__chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 0; padding: 0; list-style: none; }
.n-pick__chip {
  display: inline-flex; align-items: center; min-height: 40px; padding: 6px 15px;
  border: 1.5px solid var(--ui-border); border-radius: 999px; background: var(--white);
  color: var(--navy); font-size: .9rem; font-weight: 600; text-decoration: none; white-space: nowrap;
  transition: background-color .2s, border-color .2s, color .2s;
}
.n-pick__chip:hover { border-color: var(--navy); }
.n-pick__chip[aria-current="true"] { background: var(--navy); border-color: var(--navy); color: var(--white); }
.n-pick__chip:focus-visible { outline: 3px solid var(--navy); outline-offset: 2px; }
@media (max-width: 699.98px) {   /* Smartphone: eine wischbare Zeile statt fünf umbrochener Zeilen */
  .n-pick { flex-wrap: nowrap; display: block; }
  .n-pick__label { margin-bottom: 8px; }
  .n-pick__chips {
    flex-wrap: nowrap; overflow-x: auto; scroll-snap-type: x proximity; scrollbar-width: none;
    margin-inline: calc(var(--gutter) * -1); padding: 2px var(--gutter) 6px;
    -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 var(--gutter), #000 calc(100% - 40px), transparent);
            mask-image: linear-gradient(90deg, transparent 0, #000 var(--gutter), #000 calc(100% - 40px), transparent);
  }
  .n-pick__chips::-webkit-scrollbar { display: none; }
  .n-pick__chips li { scroll-snap-align: start; scroll-margin-inline: var(--gutter); }
}
.n-pick__card { scroll-margin-top: calc(var(--header-h) + 24px); cursor: pointer; transition: background-color .25s, box-shadow .25s, transform .25s; }
.n-pick__card:focus { outline: none; }
.n-pick__frame { position: absolute; inset: 0; width: 100%; height: 100%; overflow: visible; pointer-events: none; }
.n-pick__frame rect { fill: none; stroke: var(--navy); stroke-width: 2; stroke-linecap: round; stroke-dasharray: 102 102; stroke-dashoffset: 102; opacity: 0; }   /* 102 statt 100: Anfang und Ende überlappen, keine Lücke */
.n-pick__card.is-active { background: var(--white) !important; box-shadow: 0 18px 40px -24px rgba(12, 46, 78, .45); }
.n-pick__card.is-active .n-pick__frame rect { opacity: 1; stroke-dashoffset: 0; }
.n-pick__card:focus-visible .n-pick__frame rect { opacity: 1; stroke-dashoffset: 0; }
@media (hover: hover) {
  .n-pick__card:not(.is-active):hover { background: var(--white) !important; }
}
@media (prefers-reduced-motion: no-preference) {
  .n-pick__card.is-active { transform: translateY(-2px); }
  .n-pick__card .n-pick__frame rect { transition: stroke-dashoffset .7s cubic-bezier(.4, 0, .2, 1), opacity .15s; }
}

/* ---------------------------------------------------------------- Verbesserungen 25.10.2026 */
/* Bildnachweis: Auf schmalen Bildschirmen überlappt die Textkarte das Bild – der (lizenzpflichtige)
   Hinweis steht deshalb oben rechts im Bild statt darunter. */
@media (max-width: 999.98px) {
  .n-feature__img .media { position: relative; }
  .n-feature__img .img-credit {
    position: absolute; z-index: 3; top: 10px; right: 10px; max-width: calc(100% - 20px); margin: 0;
    padding: 3px 9px; border-radius: 8px; background: rgba(255, 255, 255, .92); color: var(--ink); text-align: right;
  }
}
/* Startseite, Leistungen: Versicherungen mit Unterpunkten wie die beiden anderen Kacheln */
.n-mini--list { position: relative; justify-content: flex-start; }
.n-mini--list .n-mini__title { margin: 0; font-size: 1.55rem; }
.n-mini--list .n-tile__link { color: var(--white); }
.n-mini--list .n-tile__link svg { width: 22px; height: 22px; transition: transform .2s; }
.n-mini--list:hover .n-tile__link svg { transform: translateX(4px); }
.n-chips--navy a { background: rgba(255, 255, 255, .07); border-color: rgba(255, 255, 255, .34); color: var(--white); }
.n-chips--navy a:hover { background: var(--sage); border-color: var(--sage); color: var(--navy); }
.n-chips--navy a:focus-visible { outline: 3px solid var(--sage); outline-offset: 2px; }
/* Kundenstimmen: Karten nur so hoch wie ihr Inhalt – lange Karten (mit Antwort des Inhabers)
   strecken die kurzen nicht mehr auf, keine leeren Flächen unter „weiterlesen“ */
.reviews__track { align-items: start; }
/* Einstieg Desktop: Google-Bewertung links neben den Personen (sie beginnen bei 40 % der Bildbreite) */
@media (min-width: 1000px) {
  .n-rating { left: max(0px, calc(40% - 324px)); }
}

/* Mitlaufendes Inhaltsverzeichnis (Leistungs- und Rechtsseiten): Leiste unter der Kopfzeile, erst nach dem Seitenkopf */
.has-progress { scroll-padding-top: calc(var(--header-h) + 72px); }
.n-progress {
  position: absolute; left: 0; right: 0; top: 100%; z-index: -1;
  background: var(--white); border-bottom: 1px solid var(--line); box-shadow: 0 10px 24px -20px rgba(12, 46, 78, .5);
  visibility: hidden; opacity: 0; transform: translateY(-8px);
}
.n-progress.is-visible { visibility: visible; opacity: 1; transform: none; }
@media (prefers-reduced-motion: no-preference) {
  .n-progress { transition: opacity .2s, transform .2s, visibility 0s .2s; }
  .n-progress.is-visible { transition: opacity .2s, transform .2s, visibility 0s; }
}
.n-progress__inner { position: relative; }
.n-progress__btn {
  display: flex; align-items: center; gap: 10px; width: 100%; min-height: 48px; padding: 6px 0;
  border: 0; background: none; color: var(--navy); font: inherit; text-align: left; cursor: pointer;
}
.n-progress__kicker { flex: none; color: var(--muted); font-size: .72rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
.n-progress__now { flex: 1; min-width: 0; overflow: hidden; font-size: .95rem; font-weight: 600; white-space: nowrap; text-overflow: ellipsis; }
.n-progress__chev { flex: none; width: 9px; height: 9px; margin: 0 6px 4px; border-right: 2px solid var(--navy); border-bottom: 2px solid var(--navy); transform: rotate(45deg); }
.n-progress.is-open .n-progress__chev { margin-bottom: -2px; transform: rotate(-135deg); }
.n-progress__btn:focus-visible { outline: 3px solid var(--navy); outline-offset: -3px; border-radius: 8px; }
.n-progress__list {
  position: absolute; left: 0; right: 0; top: 100%; max-height: min(60vh, 460px); overflow: auto;
  margin: 0; padding: 8px var(--gutter) 14px; list-style: none;
  background: var(--white); border-bottom: 1px solid var(--line); box-shadow: 0 24px 40px -28px rgba(12, 46, 78, .55);
}
@media (min-width: 700px) { .n-progress__list { left: var(--gutter); right: auto; width: min(520px, calc(100% - 2 * var(--gutter))); padding-inline: 20px; border: 1px solid var(--line); border-top: 0; border-radius: 0 0 16px 16px; } }
@media (max-width: 699.98px) { .n-progress__kicker { display: none; } }   /* Smartphone: Platz für den Abschnittstitel */
.n-progress__list li { margin: 0; border-top: 1px solid var(--line); }
.n-progress__list li:first-child { border-top: 0; }
.n-progress__list a { display: flex; gap: 12px; padding: 10px 2px; color: var(--ink); font-size: .95rem; line-height: 1.4; text-decoration: none; }
.n-progress__list a span { flex: none; min-width: 1.6em; color: var(--navy); font-weight: 700; font-size: .85rem; padding-top: .1em; }
.n-progress__list a:hover { color: var(--navy); text-decoration: underline; }
.n-progress__list a[aria-current] { color: var(--navy); font-weight: 650; }
.n-progress__track { height: 3px; background: var(--sage); }
.n-progress__fill { height: 100%; background: var(--navy); transform: scaleX(0); transform-origin: left; }
/* aktueller Abschnitt im Inhaltsverzeichnis selbst */
.toc a[aria-current], .n-legal__toc a[aria-current] { color: var(--navy); font-weight: 650; }
.toc a[aria-current] span { text-decoration: underline; text-decoration-thickness: 2px; text-underline-offset: .22em; }
.n-legal__toc a[aria-current] { box-shadow: inset 3px 0 0 var(--navy); padding-left: 10px; }
@media (prefers-reduced-motion: no-preference) { .n-legal__toc a { transition: padding-left .15s, color .15s; } }

/* Schnellkontakt (nur Smartphone): feste Leiste unten, erst nach dem Seitenkopf (Steuerung in main.js) */
.n-quick { display: none; }
@media (max-width: 699.98px) {
  .has-quick .n-quick {
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 90;
    display: grid; grid-template-columns: 1fr 1fr; gap: 10px;
    padding: 10px var(--gutter) calc(10px + env(safe-area-inset-bottom));
    background: rgba(255, 255, 255, .96); border-top: 1px solid var(--line); box-shadow: 0 -10px 30px -18px rgba(12, 46, 78, .5);
    transform: translateY(110%); visibility: hidden;
  }
  .has-quick .n-quick.is-visible { transform: none; visibility: visible; }
  body.menu-open .n-quick { display: none !important; }
  @supports (backdrop-filter: blur(8px)) { .has-quick .n-quick { background: rgba(255, 255, 255, .88); backdrop-filter: saturate(1.4) blur(10px); } }
}
@media (max-width: 699.98px) and (prefers-reduced-motion: no-preference) {
  .has-quick .n-quick { transition: transform .25s ease, visibility 0s .25s; }
  .has-quick .n-quick.is-visible { transition: transform .25s ease, visibility 0s; }
}
.n-quick__btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px; min-height: 48px; padding: 0 12px;
  border: 1.5px solid var(--navy); border-radius: 12px; font-weight: 650; text-decoration: none;
}
.n-quick__btn svg { width: 20px; height: 20px; flex: none; }
.n-quick__btn--call { background: var(--white); color: var(--navy); }
.n-quick__btn--ask { background: var(--navy); color: var(--white); }
.n-quick__btn:hover { color: inherit; }
.n-quick__btn--ask:hover { color: var(--white); background: color-mix(in srgb, var(--navy) 82%, var(--white)); }
.n-quick__btn:focus-visible { outline: 3px solid var(--navy); outline-offset: 2px; }

/* Kennzahlen: während des Hochzählens gleich breite Ziffern, damit nichts wackelt */
.n-stats__num.is-counting { font-variant-numeric: tabular-nums; }

/* ---------------------------------------------------------------- Raster ohne Lücken (25.10.2026)
   Unvollständige letzte Reihen stehen mittig bzw. werden zu gleichmäßigen Reihen – ohne Füllinhalte. */
/* Kredit-Übersicht (5 Kacheln): Halbspalten wie bei .grid--3 */
@media (min-width: 700px) and (max-width: 1099.98px) {
  .n-hub { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .n-hub > * { grid-column: span 2; }
  .n-hub > :nth-child(2n+1):last-child { grid-column: 2 / span 2; }
}
@media (min-width: 1100px) {
  .n-hub { grid-template-columns: repeat(6, minmax(0, 1fr)); }
  .n-hub > * { grid-column: span 2; }
  .n-hub > :nth-child(3n+1):nth-last-child(2) { grid-column: 2 / span 2; }
  .n-hub > :nth-child(3n+1):last-child { grid-column: 3 / span 2; }
}
/* 4er-Kartenraster: auf Tablet und kleinem Desktop 2 + 2 statt 3 + 1 */
@media (min-width: 560px) and (max-width: 1099.98px) { .grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
/* Vier Vorteile (Leistungsseiten): ebenfalls 2 + 2 statt 3 + 1 */
@media (min-width: 560px) and (max-width: 1099.98px) { .features:has(> :nth-child(4):last-child) { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
/* Formular „Anliegen“: gleich breite Felder – 2 × 2, auf dem Smartphone untereinander */
.choices { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
.choices .choice label { display: flex; width: 100%; height: 100%; }
@media (max-width: 479.98px) { .choices { grid-template-columns: 1fr; } }

/* ---------------------------------------------------------------- Feinschliff nach Vorbild baufione.de (25.10.2026)
   1) Einstieg baut sich beim Laden auf: Kennzeile, Überschrift, Text, Knöpfe gleiten nacheinander ein.
      Nur mit JavaScript (Klasse .anim-hero, gesetzt im <head>); nach 1,6 s setzt .anim-done alles sicher sichtbar –
      auch dort, wo Animationen nicht ablaufen (Vorschau-Dienste, Screenshot-Werkzeuge).
   2) Karten reagieren auf die Maus: Rahmen in Markenblau, weicher Schatten, unten wächst eine feine Linie ein. */
@media (prefers-reduced-motion: no-preference) {
  @keyframes n-rise { from { opacity: 0; transform: translateY(22px); } to { opacity: 1; transform: none; } }
  @keyframes n-fade { from { opacity: 0; } to { opacity: 1; } }
  .anim-hero:not(.anim-done) :is(.n-hero__text, .n-pagehero__text, .n-contact--hero .n-contact__text) > * { animation: n-rise .6s cubic-bezier(.2, .7, .2, 1) both; }
  .anim-hero:not(.anim-done) :is(.n-hero__text, .n-pagehero__text, .n-contact--hero .n-contact__text) > :nth-child(1) { animation-delay: .05s; }
  .anim-hero:not(.anim-done) :is(.n-hero__text, .n-pagehero__text, .n-contact--hero .n-contact__text) > :nth-child(2) { animation-delay: .15s; }
  .anim-hero:not(.anim-done) :is(.n-hero__text, .n-pagehero__text, .n-contact--hero .n-contact__text) > :nth-child(3) { animation-delay: .25s; }
  .anim-hero:not(.anim-done) :is(.n-hero__text, .n-pagehero__text, .n-contact--hero .n-contact__text) > :nth-child(4) { animation-delay: .35s; }
  .anim-hero:not(.anim-done) :is(.n-hero__text, .n-pagehero__text, .n-contact--hero .n-contact__text) > :nth-child(n+5) { animation-delay: .45s; }
  .anim-hero:not(.anim-done) :is(.n-hero__media, .n-pagehero__side, .n-contact--hero .form-card) { animation: n-fade .9s .3s ease both; }
}

:is(.card:not(.n-pick__card), .feature, .n-step) { position: relative; overflow: hidden; }
:is(.card:not(.n-pick__card), .feature, .n-step, .n-tile)::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: 0; z-index: 2; height: 3px;
  background: var(--navy); transform: scaleX(0); transform-origin: left; pointer-events: none;
}
.on-navy :is(.card, .feature)::after, .section--navy :is(.card, .feature)::after { background: var(--sage); }
@media (hover: hover) and (pointer: fine) {
  :is(.card:not(.n-pick__card), .feature, .n-step):hover {   /* innerer Ring statt Rahmen: nichts verschiebt sich */
    box-shadow: inset 0 0 0 1px color-mix(in srgb, var(--navy) 35%, transparent), 0 14px 34px -22px rgba(12, 46, 78, .45);
  }
  .section--navy .card:hover { box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .45); }
  :is(.card:not(.n-pick__card), .feature, .n-step, .n-tile):hover::after { transform: scaleX(1); }
}
@media (prefers-reduced-motion: no-preference) {
  :is(.card:not(.n-pick__card), .feature, .n-step) { transition: box-shadow .25s; }
  :is(.card:not(.n-pick__card), .feature, .n-step, .n-tile)::after { transition: transform .35s cubic-bezier(.4, 0, .2, 1); }
}

/* Startseite „Budget“: ohne Budgetrechner nur die Beratungs-Karte – mittig statt halbe Breite mit Lücke */
@media (min-width: 900px) { .n-choices__grid--single { grid-template-columns: minmax(0, 760px); justify-content: center; } }

/* Formular: Auswahlfeld „Tageszeit“ wie die übrigen Felder */
.field select {
  width: 100%; min-height: 50px; padding: 12px 40px 12px 14px;
  border: 1.5px solid var(--ui-border); border-radius: 12px; color: var(--ink); font: inherit; font-size: 1rem; line-height: 1.4;
  background: var(--white) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230c2e4e' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 14px center / 18px;
  -webkit-appearance: none; appearance: none; cursor: pointer; transition: border-color .15s, box-shadow .15s;
}
.field select:hover { border-color: var(--navy); }
.field select:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 4px rgba(12, 46, 78, .16); }
.field input[type=date] { min-width: 0; }

/* ---------------------------------------------------------------- Logo-Band „Partnerbanken“ (Finanzierung)
   Zwei identische Listen nebeneinander, die um eine Listenbreite wandern -> nahtlose Endlosschleife. */
.n-logos { margin-top: clamp(32px, 4vw, 52px); }
.n-logos__head { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 14px; }
.n-logos__label { margin: 0; color: var(--navy); font-size: .78rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; }
.n-logos__toggle { display: inline-flex; align-items: center; gap: 8px; min-height: 36px; padding: 4px 12px; border: 1.5px solid var(--ui-border); border-radius: 999px; background: var(--white); color: var(--navy); font: inherit; font-size: .85rem; font-weight: 600; cursor: pointer; }
.n-logos__toggle:hover { border-color: var(--navy); }
.n-logos__toggle:focus-visible { outline: 3px solid var(--navy); outline-offset: 2px; }
.n-logos__ico { width: 10px; height: 12px; border-left: 3px solid currentColor; border-right: 3px solid currentColor; }   /* Pause-Zeichen */
.is-paused .n-logos__ico { width: 0; height: 0; border: 0; border-left: 10px solid currentColor; border-top: 6px solid transparent; border-bottom: 6px solid transparent; }   /* Abspiel-Zeichen */
.n-logos__viewport {
  overflow: hidden; padding: 6px 0;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
          mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.n-logos__track { display: flex; width: max-content; }
.n-logos__set { display: flex; gap: 16px; margin: 0; padding: 0 16px 0 0; list-style: none; }
.n-logos__set li { display: grid; place-items: center; flex: none; margin: 0; padding: 14px 22px; border-radius: 14px; background: var(--white); border: 1px solid var(--line); }
.n-logos__set img { width: 150px; height: auto; }
@media (max-width: 699.98px) { .n-logos__set li { padding: 10px 16px; } .n-logos__set img { width: 120px; } }
@media (prefers-reduced-motion: no-preference) {
  @keyframes n-marquee { from { transform: translateX(0); } to { transform: translateX(-50%); } }
  .n-logos__track { animation: n-marquee 45s linear infinite; }
  .n-logos:hover .n-logos__track, .n-logos:focus-within .n-logos__track, .n-logos.is-paused .n-logos__track { animation-play-state: paused; }
}
@media (prefers-reduced-motion: reduce) {   /* still: alle Logos sichtbar, umbrechend, mittig */
  .n-logos__viewport { -webkit-mask-image: none; mask-image: none; }
  .n-logos__track { width: auto; display: block; }
  .n-logos__set { flex-wrap: wrap; justify-content: center; padding: 0; }
  .n-logos__set[aria-hidden="true"] { display: none; }
}

/* Logo-Band auf der Startseite unter den Kennzahlen: etwas enger, Logos ohne eigene Rahmen-Kacheln wirken dort ruhiger */
.n-logos--stats { margin-top: clamp(28px, 3.4vw, 44px); }
.n-logos--stats .n-logos__set li { border-color: transparent; background: transparent; padding-inline: 20px; }

/* Formular: Pflicht-Häkchen Datenschutzerklärung direkt vor „Senden“ (Wunsch Inhaber 29.10.2026) */
.field--check .check { display: flex; align-items: flex-start; gap: 12px; }
.field--check input[type=checkbox] { flex: none; width: 22px; height: 22px; min-height: 0; margin: 1px 0 0; padding: 0; accent-color: var(--navy); cursor: pointer; }
.field--check label { margin: 0; color: var(--ink); font-weight: 400; font-size: .95rem; line-height: 1.5; cursor: pointer; }
.field--check label a { color: var(--navy); font-weight: 600; }
.field--check.has-error input[type=checkbox] { outline: 2px solid #b42318; outline-offset: 2px; }